Dedicated to the Collateral Recovery Business for Over 30 Years


Westgate Commercial Insurance (WCI) is a specialty transportation insurance broker headquartered in New Jersey with offices in California and Idaho. Formerly operating as Walt Cagley Insurance Agency, WCI boasts over 40 years of experience in the insurance business. Today the agency continues to operate by the same unparalleled standards that have dictated its success throughout the years.

WCI operates nationwide and specializes in commercial insurance and employee benefits. Best known for our Recovery Specialist Program, we are one of the largest insurance providers in the nation for recovery businesses. Regardless of what type of insurance you require, a knowledgeable, professional, friendly staff will service your account so you can be confident that your insurance needs are met.

Please contact us if you have questions regarding our program, your existing insurance coverage, or to request a quote for your business. If you would like to download our questionnaire for a quote please click here.

As repossession and towing insurance experts, we know what it takes to keep your business protected. That’s why we offer:

  • General Liability
  • Auto Liability
  • Garage Keepers Liability (Direct Primary)
  • On-hook/Cargo
  • Comprehensive & Collision Coverage
  • Personal Effects of Others
  • Wrongful Repossession
  • Personal & Advertising Injury
  • Damage to Premises rented to you
  • Uninsured/Underinsured Motorist
  • Drive Away
  • Dishonesty Bond
  • Excess Umbrella
  • Property, Real & Personal
  • Personal Injury Protection